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Services

Commercial Insurance

  • Business Owner Policy (BOP)

  • General Liability

  • Professional Liability

  • Workers Compensation

  • Coalition Cyber Insurance

Classic and Collector

  • Classic Collector Vehicles

  • Post 90's Collector Vehicles

  • Collector Motorcycles

  • Motorsport Coverage

  • Boats

  • Business Insurance

Life Insurance
  • Term Life Insurance

  • Whole Life Insurance

  • Final Expense Life Insurance

  • Estate Planning

  • Funeral Pre-Planning

FAQ

Why Pre-Arrange Your Funeral?

There are many reasons why someone would pre-arrange. Some of these include:

  • Spares your loved ones of making tough emotional and financial decision during a distressing time

  • Reduces the financial burden on family

  • Prevents "emotional" overspending

  • Pre-fund arrangements at today's prices

  • Reflects your expressed wishes

  • May assist with Medicaid Assistance eligibility

 

Term Life Insurance vs. Whole Life Insurance: What’s the Difference?

Whole life is permanent life insurance that lasts as long as you live (you must pay the policy’s premiums). It can also includes a cash value account (a type of savings account that grows tax free over time in which you can withdraw from or borrow against while you are still alive).

 

Term life insurance  Lasts only for a certain number of years (the term you choose) it does not accrue any cash value.

 

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